Best Smartphones Under Rs 20000

Best Smartphones Under Rs 20000 for 2026

Looking for the Best Smartphones Under Rs 20000 for 2026?  You’ve come to the right place. The mid-range smartphone market in 2026 is buzzing with compelling options, each vying for your attention with unique features and performance. If you’re on the hunt for the best smartphone under Rs 20,000, you’ve come to the right place. We will explore their specifications, highlight their strengths and weaknesses,

CMF Phone 2 Pro

CMF Phone 2 Pro

₹18,999

8 + 128 GB

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Display

6.77″ | FHD+ AMOLED | 120Hz

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Battery

5000 mAh | 33W

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Processor

MediaTek Dimensity 7300 Pro

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Camera

50MP (Wide) | 50MP (Telephoto) | 8MP (Ultra-wide) | 16MP (Front)

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The CMF Phone 2 Pro from Nothing’s sub-brand brings a refreshing approach to the mid-range segment. It boasts a unique design and aims to offer a clean, bloatware-free software experience, which is a big plus for many users. Under the hood, the MediaTek Dimensity 7300 Pro chipset provides solid performance for daily tasks and even some gaming. The CMF Phone 2 Pro is a standout with a rare 50MP telephoto lens for 2x optical zoom, a 50MP main camera, and an 8MP ultrawide. Its vibrant 6.77-inch AMOLED display with a 120Hz refresh rate makes for an excellent viewing experience.

Pros:

  • Distinctive design and premium feel.
  • Excellent AMOLED display with 120Hz refresh rate.
  • Rare 50MP telephoto lens for optical zoom.
  • Clean, bloatware-free Nothing OS software.
  • Good all-day battery life.
  • Solid performance from Dimensity 7300 Pro chipset.

Cons:

  • Single mono speaker.
  • No OIS on the main camera.

Tecno Pova 7 Pro

Tecno Pova 7 Pro

₹17,299

8 + 128 GB

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Display

6.78″ | FHD+ AMOLED | 144Hz

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Battery

6000 mAh | 45W 

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Processor

MediaTek Dimensity 7300 Ultimate

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Camera

64MP (Wide) | 8MP (Ultra-wide) | 13MP (Front)

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The Tecno Pova 7 Pro stands out with its MediaTek Dimensity 7300 Ultimate chipset, providing solid performance for users looking for a reliable budget smartphone. The 6.78-inch AMOLED display offers a good viewing experience, also it has 64MP main camera on the rear ensures clear and detailed shots. The large 6000mAh battery is perfect for all-day use, and it offers great value for users seeking a balance of performance, battery life, and camera quality.

Pros:

  • Great 144Hz AMOLED display.
  • Good performance.
  • Huge 6000mAh battery with fast charging.
  • Unique design with LED lights.
  • Solid 64MP camera and headphone jack.

Cons:

  • Weak secondary cameras.
  • Limited software updates.
  • No OIS on the camera.

iQOO Z10R

iQOO Z10R

₹19,999

8 + 128 GB

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Display

6.78″ | FHD+ AMOLED | 144Hz

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Battery

5700 mAh | 44W 

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Processor

MediaTek Dimensity 7400

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Camera

50MP (Wide) | 2MP (Depth) | 32MP (Front)

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The iQOO Z10R is a solid phone offering solid performance with its MediaTek Dimensity 7400 processor, 5G connectivity, and a sharp 50MP rear camera. It delivers a smooth viewing experience with its large 6.77-inch AMOLED display, making it ideal for multimedia consumption. The large 5700mAh battery ensures long-lasting use throughout the day.

Pros:

  • Great 120Hz quad-curved AMOLED display.
  • Good performance from the MediaTek Dimensity 7400 chip.
  • Excellent battery life.
  • Durable with IP68/IP69 ratings.
  • Solid 50MP main camera with OIS.
  • Runs on Android 15.

Cons:

  • Useless 2MP depth camera.
  • No expandable storage.
  • No 3.5mm headphone jack.

Poco X7

Xiaomi Poco X7

₹16,999

8 + 128 GB

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Display

6.67″ | FHD+ AMOLED | 120Hz

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Battery

5500 mAh | 45W 

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Processor

Mediatek Dimensity 7300 Ultra (4 nm)

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Camera

50MP (Wide) | 8MP (Ultra-wide) | 2MP (Depth) | 20MP (Front)

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The Poco X7 strikes a perfect balance between performance and value. With its large 6.67-inch AMOLED display and the powerful Mediatek Dimensity 7300 Ultra (4 nm) chipset, it delivers smooth performance for everyday tasks and media consumption. The 50MP triple rear camera setup ensures vibrant and clear photos, and the 5500mAh battery allows for long-lasting use, making it an excellent choice for users looking for great value at a competitive price.

Pros:

  • Great 120Hz AMOLED display.
  • Powerful MMediatek Dimensity 7300 Ultra chip.
  • Fast 45W charging and good battery life.
  • Solid 50MP main camera with OIS.
  • Comes with a stereo speakers.

Cons:

  • Weak 2MP depth cameras.
  • Lacks a headphone jack.

Realme P4 5G

Realme P4 5G

₹18,499

6 + 128 GB

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Display

6.77″ | FHD+ AMOLED | 144Hz

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Battery

7000 mAh | 80W 

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Processor

MediaTek Dimensity 7400 Ultra

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Camera

50MP (Wide) | 8MP (Ultra-wide) | 16MP (Front)

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The Realme P4 5G sets a new standard for mid-range battery life and display fluidity. MediaTek Dimensity 7400 Ultra 5G chipset is powering this device which provides high-performance, ensuring that apps run seamlessly and games play at high frame rates. The immense 7000mAh battery means you can enjoy multi-day usage without constantly hunting for a charger. Capture clear and vibrant photos with its 50MP main camera, all while enjoying a super smooth experience on the 6.77-inch FHD+ AMOLED display with a blazing 144Hz refresh rate, making it a very strong option if battery life, performance, and a top-tier screen are high on your list.

Pros:

  • Massive 7000mAh battery, offering best-in-class endurance.
  • Ultra-smooth 144Hz AMOLED display.
  • Powerful MediaTek Dimensity 7400 Ultra chipset for great gaming performance.
  • Includes charger in the box.
  • Features stereo speakers.
  • Competitive price point (₹16,999).

Cons:

  • No OIS (Optical Image Stabilization) on the main camera.
  • Secondary cameras (8MP ultrawide) are average.
  • No expandable storage (assuming based on iQOO/Moto trends).
  • Plastic build may feel less premium than metal/glass competitors.

Moto G86 Power 5G

Moto G86 Power 5G


₹17,349 

8 + 128 GB

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Display

6.77″ | FHD+ P-OLED | 120Hz

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Battery

6720 mAh | 30W 

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Processor

Mediatek Dimensity 7400 (4 nm)

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Camera

50MP (Wide) | 8MP (Ultra-wide) | 32 MP (Front)

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The Moto G86 Power 5G delivers an excellent mix of performance, display quality, and value. With its MediaTek Dimensity 7400 processor and 120Hz refresh rate, it ensures smooth performance for daily tasks and media consumption. The 50MP rear camera with Optical Image Stabilization (OIS) provides clear and stable photos and it comes with large 6720 mAh offers, making it a great budget-friendly option for 5G connectivity.

Pros:

  • High-quality pOLED 120Hz display.
  • Strong performance from the MediaTek Dimensity 7400 chip.
  • Massive 6720mAh battery.
  • Durable with an IP68/IP69 rating.
  • Good 50MP main camera with OIS.
  • Runs on Android 15 out of the box.

Cons:

  • Slow 30W wired charging.
  • Secondary cameras (8MP ultrawide) aren’t great.
  • No expandable storage.
  • No 3.5mm headphone jack.
  • Some bloatware is pre-installed.

Comparison of Best Smartphones Under Rs 20000 for 2026

FeatureCMF Phone 2 ProTecno Pova 7 ProiQOO Z10RPoco X7Realme P4 5GMoto G86 Power 5G
ProcessorDimensity 7300 ProDimensity 7300 UltimateDimensity 7400Dimensity 7300 UltraDimensity 7400 UltraDimensity 7400
Camera50MP + 50MP + 8MP / 16MP64MP + 8MP / 13MP50MP + 2MP / 32MP50MP (OIS) + 8MP / 50MP + 8MP / 16MP50MP + 8MP / 32MP
Battery5000 mAh6000 mAh5700 mAh5500 mAh7000 mAh6720 mAh
Display6.77″ AMOLED, 120 Hz6.78″ AMOLED, 144 Hz6.77″ AMOLED, 120 Hz6.67″ | FHD+ AMOLED | 120Hz6.77″ AMOLED, 144 Hz6.7″ AMOLED, 120 Hz
Price₹18,999₹17,299₹19,999₹16,999₹18,499₹17,349

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Conclusion: Choosing Your Best Smartphone Under ₹20,000

Finding the perfect smartphone under ₹20,000 in 2026 is all about choosing what matters most to you. There’s a fantastic phone for every need.

For those who want a phone with a great camera and a clean, unique design, the CMF Phone 2 Pro is a top contender. Its telephoto lens is a standout feature in this price range.

If you’re a power user who needs a phone to last all day (and then some), the Tecno Pova 7 Pro and Realme P4 5G are excellent choices with their large 6000mAh and 7000mAh batteries, respectively. The Moto G86 Power 5G is a close contender with its 6720mAh battery.

Gamers and performance enthusiasts should look at the Poco X7. Its powerful Mediatek Dimensity 7300 Ultra (4 nm) chip delivers a flagship-level experience without the hefty price tag.

Finally, for a great all-around device, the iQOO Z10R are hard to beat. They offer solid performance, good cameras with OIS, and impressive displays, making them reliable and well-rounded options for most users.

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